{"id":1490,"date":"2026-06-09T11:30:00","date_gmt":"2026-06-09T09:30:00","guid":{"rendered":"https:\/\/www.industrieedili.com\/business-units\/divisione-mutui\/"},"modified":"2026-07-28T11:21:40","modified_gmt":"2026-07-28T09:21:40","slug":"divisione-mutui","status":"publish","type":"page","link":"https:\/\/www.industrieedili.com\/en\/business-units\/divisione-mutui\/","title":{"rendered":"Divisione Mutui"},"content":{"rendered":"<section id=\"hero-section-block_ca8c3847162d5f5b8253a1062c1408ad\"\r\n    class=\"hero-section relative w-full h-[30vh] lg:h-[630px] bg-gray-900 flex items-end justify-center\">\r\n\r\n    \r\n            <div class=\"absolute inset-0\">\r\n            <img decoding=\"async\" src=\"https:\/\/www.industrieedili.com\/wp-content\/uploads\/2026\/06\/sfondo-mutui-1.jpg\" alt=\"Divisione Mutui\" class=\"w-full h-full object-cover\">\r\n            <div class=\"absolute inset-0 bg-black\/36\"><\/div>\r\n        <\/div>\r\n    \r\n    \r\n    <div class=\"relative z-10 text-center text-white px-2 pb-6\">\r\n\r\n        <div class=\"pb-3 lg:pb-[5.6rem]\">\r\n                    <div class=\"logo-title-container\">\r\n                                    \r\n                    <img decoding=\"async\" src=\"https:\/\/www.industrieedili.com\/wp-content\/uploads\/2026\/06\/logo-divisione-mutui.png\" alt=\"Divisione Mutui\"\r\n                        class=\"h-auto max-h-[68px] lg:max-h-none max-w-full lg:max-w-[420px] object-contain pb-2 mx-auto\">\r\n                \r\n                                    \r\n                    <h1\r\n                        class=\"sr-only\">\r\n                        Divisione Mutui\r\n                    <\/h1>\r\n                            <\/div>\r\n        \r\n        \r\n                    <p class=\"text-lg md:text-xl text-white\/90\">\r\n                Credit Brokerage\r\n            <\/p>\r\n                <\/div>\r\n\r\n        \r\n        <div class=\"breadcrumbs-section inline-block border border-white px-[12px] pt-1 pb-[6px]\">\r\n            <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav>        <\/div>\r\n\r\n    <\/div>\r\n\r\n<\/section>\r\n\r\n\r\n<section id=\"grid-two-columns-block_3bd0bc69e69a41eadb36358371ae13de\"\r\n    class=\"section relative grid-two-columns bg-gray-900 w-full text-white overflow-hidden\">\r\n    <div class=\"container mx-auto px-2\">\r\n\r\n        \r\n        <div\r\n            class=\"grid grid-cols-1 xl:grid-cols-12 w-full  \">\r\n            <div class=\"col-span-12 xl:col-span-10 xl:col-start-2\">\r\n\r\n                \r\n                <div\r\n                    class=\"flex flex-col lg:flex-row-reverse justify-between items-stretch gap-x-2 gap-y-4\">\r\n\r\n                    \r\n                    <div\r\n                        class=\"w-full lg:w-3\/10 flex flex-col justify-center space-y-4 text-left relative z-10 lg:py-12\">\r\n                        \r\n                        \r\n                                                    <h2 class=\"text-h2 font-bold leading-none\">\r\n                                The Strategic Partner for Credit Brokerage and Financial Advisory\r\n                            <\/h2>\r\n                        \r\n                                                    <div class=\"text-base md:text-lg\">\r\n                                <p>Divisione Mutui is a well-established credit brokerage firm operating since 2007. Founded as the strategic financial partner of the L\u2019Arte di Abitare real estate network, the company has played a key role in expanding financial advisory services and credit brokerage across the Veneto, Emilia-Romagna, and Lombardy regions. Today, it also supports clients purchasing properties developed by Industrie Edili Holding.<\/p>\n\r\n                            <\/div>\r\n                        \r\n                        \r\n                                            <\/div>\r\n\r\n                    \r\n                                            <div\r\n                            class=\"w-full lg:w-3\/5 relative w-full overflow-hidden group h-auto\">\r\n\r\n                            \r\n                            <img decoding=\"async\" src=\"https:\/\/www.industrieedili.com\/wp-content\/uploads\/2026\/06\/filtro-ok5-con-persone-1.jpg\" alt=\"The Strategic Partner for Credit Brokerage and Financial Advisory\"\r\n                                class=\"w-full h-full object-cover inset-0 lg:absolute\"\r\n                                loading=\"lazy\" \/>\r\n                        <\/div>\r\n                    \r\n                <\/div>\r\n\r\n            <\/div>\r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\r\n\r\n\r\n<section id=\"content-block-block_16e2aaf62e30ed159e417a49b4f3e3f2\" class=\"section relative content-block bg-gray-300 w-full text-white overflow-hidden\">\r\n    \r\n    \r\n    <div class=\"relative z-10 container mx-auto px-2\">\r\n        \r\n        \r\n        <div class=\"w-full flex flex-col space-y-4 text-center items-center mx-auto\">\r\n            \r\n            \r\n            \r\n                            <div class=\"text-base md:text-lg leading-relaxed max-w-3xl lg:max-w-[850px]\">\r\n                    The company is officially registered in the OAM Register of Credit Brokers (Organismo degli Agenti e dei Mediatori), ensuring compliance with the highest standards of reliability, transparency, and professionalism in the provision of its services.\r\n                <\/div>\r\n            \r\n        <\/div>\r\n\r\n    <\/div>\r\n<\/section>\r\n\r\n<section id=\"feature-content-block_18cd912be051df2e6704cdeb973e8e66\"\r\n    class=\"feature-content-block section w-full transition-colors duration-300 bg-gray-900\">\r\n    <div class=\"container mx-auto px-2\">\r\n        \r\n        <div class=\"grid grid-cols-1 lg:grid-cols-2 gap-2 items-stretch lg:max-w-10\/12 mx-auto\">\r\n\r\n            \r\n            \r\n            <div class=\"w-full h-full flex flex-col items-stretch lg:order-last\">\r\n                                    \r\n                    <div class=\"w-full h-full min-h-[380px] relative overflow-hidden grow flex\">\r\n                        <img decoding=\"async\" src=\"https:\/\/www.industrieedili.com\/wp-content\/uploads\/2026\/06\/filtro-ok3-1.jpg\"\r\n                            alt=\"Immagine di presentazione\"\r\n                            class=\"absolute inset-0 w-full h-full object-cover\" loading=\"lazy\" \/>\r\n                    <\/div>\r\n                            <\/div>\r\n            \r\n            \r\n            <div class=\"w-full flex flex-col justify-center space-y-4 text-white py-3\">\r\n                                                                                        <div\r\n                                class=\"p-2 md:p-3 rounded-xl border transition-all duration-300\r\n                                border border-primary bg-gray-300 backdrop-blur-[6px] p-6 rounded-lg border-solid text-base md:text-xl font-semibold\">\r\n                                \r\n                                <div\r\n                                    class=\"prose prose-invert max-w-none prose-p:m-0 [&#038;_strong]:text-white [&#038;_strong]:font-bold\">\r\n                                    <p>Over \u20ac90 million in mortgages arranged in 2025<\/p>\n\r\n                                <\/div>\r\n                            <\/div>\r\n                                                                                                <div\r\n                                class=\"p-2 md:p-3 rounded-xl border transition-all duration-300\r\n                                border border-primary bg-gray-300 backdrop-blur-[6px] p-6 rounded-lg border-solid text-base md:text-xl font-semibold\">\r\n                                \r\n                                <div\r\n                                    class=\"prose prose-invert max-w-none prose-p:m-0 [&#038;_strong]:text-white [&#038;_strong]:font-bold\">\r\n                                    <p>Over \u20ac60 million in mortgages arranged in 2024<\/p>\n\r\n                                <\/div>\r\n                            <\/div>\r\n                                                                                                <div\r\n                                class=\"p-2 md:p-3 rounded-xl border transition-all duration-300\r\n                                border border-primary bg-gray-300 backdrop-blur-[6px] p-6 rounded-lg border-solid text-base md:text-xl font-semibold\">\r\n                                \r\n                                <div\r\n                                    class=\"prose prose-invert max-w-none prose-p:m-0 [&#038;_strong]:text-white [&#038;_strong]:font-bold\">\r\n                                    <p>More than 5,000 free financial consultations every year<\/p>\n\r\n                                <\/div>\r\n                            <\/div>\r\n                                                                                                <div\r\n                                class=\"p-2 md:p-3 rounded-xl border transition-all duration-300\r\n                                border border-primary bg-gray-300 backdrop-blur-[6px] p-6 rounded-lg border-solid text-base md:text-xl font-semibold\">\r\n                                \r\n                                <div\r\n                                    class=\"prose prose-invert max-w-none prose-p:m-0 [&#038;_strong]:text-white [&#038;_strong]:font-bold\">\r\n                                    <p>Partnerships with Italy&#8217;s leading national banking institutions<\/p>\n\r\n                                <\/div>\r\n                            <\/div>\r\n                                                                        <\/div>\r\n\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n<section id=\"mosaico-grid-block_21d73a1408b222687ca7dca9bfb5d72a\" class=\"mosaico-grid pt-0 bg-gray-900 section\">\r\n    <div class=\"container px-2 mx-auto\">\r\n        <div class=\"mx-auto w-full lg:w-10\/12 \">\r\n\r\n         \r\n        \r\n        <div class=\"grid grid-cols-1 gap-3 lg:grid-cols-2 lg:auto-rows-[240px]\">\r\n            \r\n                            <div class=\"group relative order-2 flex min-h-[320px] flex-col justify-center border border-white p-6 transition-all duration-300 hover:bg-primary lg:order-1 lg:col-start-1 lg:row-span-2 lg:p-6 xl:p-12\">\r\n                                                                <p class=\"max-w-[440px] text-sm leading-relaxed  transition-colors duration-300 group-hover:text-current lg:text-base\">\r\n                            Divisione Mutui&#039;s mission is to identify the financing solution that best meets each client&#039;s needs. By carefully assessing the client&#039;s financial and income profile, the team selects the most suitable lending institution and mortgage product. The service covers the entire process, from the initial assessment through to mortgage approval and final disbursement at the notarial deed.\r\n                        <\/p>\r\n                                    <\/div>\r\n            \r\n            \r\n                            <div class=\"order-1 relative min-h-[240px] w-full overflow-hidden lg:order-2 lg:col-start-2 lg:row-span-1 lg:min-h-0\">\r\n                    <img decoding=\"async\" \r\n                        src=\"https:\/\/www.industrieedili.com\/wp-content\/uploads\/2026\/06\/filtro-ok4-2-scaled.jpg\" \r\n                        alt=\"\" \r\n                        class=\"absolute inset-0 h-full w-full object-cover brightness-90 transition-transform duration-700 hover:scale-105\"\r\n                        loading=\"lazy\"\r\n                    \/>\r\n                <\/div>\r\n            \r\n            \r\n                                                                    <div class=\"group relative order-3 flex min-h-[320px] flex-col justify-center border border-white p-8 transition-all duration-300 hover:bg-primary lg:col-start-2 lg:row-span-2 lg:p-6 xl:p-12\">\r\n                                                                            <p class=\"max-w-[440px] text-sm leading-relaxed text-white lg:text-[20px]\">\r\n                               Thanks to an extensive network of agreements with Italy&#039;s leading banks and financial institutions, Divisione Mutui offers a wide range of financing solutions, including first-home mortgages, mortgages for additional properties, renovation loans, liquidity financing, debt consolidation, and mortgage refinancing (surroga).\r\n                            <\/p>\r\n                                            <\/div>\r\n                                                        <div class=\"group relative order-3 flex min-h-[320px] flex-col justify-center border border-white p-8 transition-all duration-300 hover:bg-primary lg:col-start-1 lg:row-span-2 lg:p-6 xl:p-12\">\r\n                                                                            <p class=\"max-w-[440px] text-sm leading-relaxed text-white lg:text-[20px]\">\r\n                               The offering is further enhanced by dedicated insurance solutions designed to protect both the property and the borrower, as well as additional financial products such as salary-backed loans (cessione del quinto) and personal loans, tailored to meet specific financial needs.\r\n                            <\/p>\r\n                                            <\/div>\r\n                            \r\n            \r\n                            \r\n                <div class=\"relative order-4 flex min-h-[240px] items-center justify-center bg-gray-300 p-8 text-center transition-all duration-300 lg:col-start-2 lg:row-span-1 lg:min-h-0 lg:p-12\">\r\n                    <a href=\"https:\/\/www.divisionemutui.net\/\" target=\"_blank\" class=\"group\/btn inline-flex items-center gap-1 p-[22px] border no-underline uppercase text-sm tracking-widest hover:bg-primary hover:border-primary hover:text-white transition-all duration-300 border-white text-white\" rel=\"noopener\">\r\n    EXPLORE THE WEBSITE\r\n            <i class=\"ps-1 icon icon-chevron-right1 text-xl transition-transform group-hover\/btn:translate-x-1\"><\/i>\r\n    <\/a>\r\n                <\/div>\r\n            \r\n        <\/div>\r\n\r\n        <\/div>\r\n    <\/div>\r\n<\/section><section id=\"form-candidatura-7\" class=\"gravity-block section bg-black\">\r\n    <div class=\"container mx-auto px-2\">\r\n        <div class=\"mx-auto max-w-[800px]\">\r\n                                    \r\n                <script>\nvar 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class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_7' id='gform_7'  action='\/en\/wp-json\/wp\/v2\/pages\/1490#gf_7' data-formid='7' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_7' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_7_13\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_13'>URL<\/label><div class='ginput_container'><input name='input_13' id='input_7_13' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_7_13'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_7_1\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_1'>First Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_7_1' type='text' value='' class='large'    placeholder='Example: John' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_7_3\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_3'>Last Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_3' id='input_7_3' type='text' value='' class='large'    placeholder='Example: Smith' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_7_7\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_7'>City<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_7' id='input_7_7' type='text' value='' class='large'    placeholder='Example: Padua' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_7_12\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_12'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_12' id='input_7_12' type='email' value='' class='large'   placeholder='Example: johnsmith@email.com' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_7_10\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_10'>Short description \/ Message<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_10' id='input_7_10' class='textarea large'    placeholder='Enter your message here' aria-required=\"true\" aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><fieldset id=\"field_7_11\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Consent<\/legend><div class='ginput_container ginput_container_consent'><input name='input_11.1' id='input_7_11_1' type='checkbox' value='1'    aria-invalid=\"false\"   \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_7_11_1' >Pursuant to Articles 13 and 14 of EU Regulation (GDPR) 2016\/679, I acknowledge that I have read the complete Privacy Notice of L&#8217;Arte di Abitare S.r.l. regarding the processing of my personal data and consent to being contacted in response to my inquiry.<\/label><input type='hidden' name='input_11.2' value='Pursuant to Articles 13 and 14 of EU Regulation (GDPR) 2016\/679, I acknowledge that I have read the complete Privacy Notice of L&#039;Arte di Abitare S.r.l. regarding the processing of my personal data and consent to being contacted in response to my inquiry.' class='gform_hidden' \/><input type='hidden' name='input_11.3' value='7' class='gform_hidden' \/><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_7' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Submit request'  \/> 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value='SjIiRnKdAQkHF5DLXgS\/N68U8osIIis9inEp3+hqOJaOQRe9ZAtUFzz513xvuypToUdk26CJ6hz0MDwlomXNBi7m+rnNO7I0i1tmCwbCMToztz4=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_7' value='WyJ7XCIxMS4xXCI6XCIxYjZlODhkZDQzNDI4NjVmYTg0MjZhZjNkZWNiOWFmN1wiLFwiMTEuMlwiOlwiNTFhMzBmNmFkOWQxMTYxYWUwYzAwMDFhMmFmODE1NmJcIixcIjExLjNcIjpcIjI3ZDE0YWJlOTIwZTFjYmJkYTYwMWRlMDE4MDgyNTEyXCJ9IiwiZjA2YjViNDMzOGIxYWVjYTJiMGU2MzdkMWU5ZDkxZDEiXQ==' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_7' id='gform_target_page_number_7' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_7' id='gform_source_page_number_7' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n              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